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Mission and Values

AMS has been a member of the Sallie Mae® family of companies since November 2003. We are a top-20 originator in the Federal Family Education Loan Program (FFELP) and a leading provider of tuition payment plan services for more than 700 schools nationwide.

Since 1970, AMS has helped more than 4.5 million families pay for education. We counsel families to "budget first, borrow wisely." Our goal is to help families reduce their education debt by budgeting as much as possible from current income and savings, then borrowing only what is necessary. We also encourage families to borrow wisely by taking advantage of money-saving benefits on federal loans and private loans.