AMS School Benefits
Welcome Florida International University Students and Families
AMS, a top national lender of FFELP and private loans, offers a wide range of options to pay for college.
At left are the loans/services AMS offers at your school. Please review the special borrower benefits by clicking on the loan links, and work with your school to select the loan combination that best meets your needs.
We are committed to making the process as easy as possible for you, so if you're not sure which loan is right for you, call AMS at (800) 637-3060.
The AMS ® 0% Fee Stafford Loan
with Graduation
Bonus® – 07/08
When you chose the AMS 0% Fee Stafford Loan with Graduation Bonus, you may be eligible for additional benefits that will lower your interest rate, let you earn up to 3% in loan credits, and save you money! Here's how:
3% Graduation Bonus with Year - One Interest Credit |
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Upromise ® |
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interested in a Stafford Loan »
AMS Lender Code 833067
The AMS® Parent PLUS Loan
When you choose AMS as your Parent PLUS lender, you may be eligible for benefits that will lower your interest rate and let you earn a valuable loan credit! Here's how:*
- Earn a 0.50 percentage point interest rate reduction—after your first on–time payment—with a one–time benefit reinstatement opportunity
- Earn a 3.75% loan credit after your first 12 on–time payments
And, when you join Upromise®, you can use your Upromise rewards to help pay down balances automatically on your eligible Sallie Mae® serviced student loans by linking your Sallie Mae account to your Upromise account with Upromise Loan LinkSM! To learn more, or to join Upromise now, go to www.salliemae.com/upromise.
* Terms and conditions apply. To qualify for the 0.50 percentage point interest rate reduction and the 3.75% loan credit, the borrower must sign up on Manage Your LoansSM, prior to the first payment due date, to receive account information by e-mail and make and make the required number of payements by the due dates as intially scheduled. The 0.50 percentage point interest rate reduction benefit continues during active repayment for as long as the borrower continues to pay as initially scheduled. Borrowers may take advantage of one of the following opportunities: (1) A borrower who has earned the benefit and makes a late payment can re-earn this interest rate reduction once by making 24 consecutive payments by the due dates as initially scheduled. (2) A borrower who fails to earn the interest rate reduction because of a late payment can re-qualify to earn the benefit once by making 24 consecutive payments and then earn the benefit by satisfying the original, remaining on-time payment requirements. Loan credit borrower benefit is based on the original principal loan amount (less cancellations, refunds and returns). Borrower benefits are effective for loans owned and serviced by Sallie Mae and first disbursed July 1, 2007 through January 31, 2008.
HOWEVER, PROPOSED CHANGES TO THE FEDERAL STUDENT LOAN PROGRAM COULD RESULT IN SALLIE MAE REDUCING BENEFIT OFFERINGS, INCLUDING ORIGINATION AND DEFAULT FEE PAYMENTS, FOR LOANS DISBURSED ON OR AFTER OCTOBER 1, 2007.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE LOAN PROGRAMS AT ANY TIME WITHOUT NOTICE.
AMS is a registered service mark of Academic Management Services Corp. Upromise is a registered service mark and Upromise Loan Link is a service mark of Upromise, Inc. Sallie Mae is a registered service mark and Manage Your Loans is a service mark of Sallie Mae, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc., are not sponsored by or agencies of the United States.
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interested in a PLUS Loan »
AMS Lender Code 833067
The AMS® Graduate PLUS Loan
When you choose AMS as your GradPLUS lender, you may be eligible for additional benefits that will lower your interest rate from 8.5% to 6.75%, and let you earn a 3% loan credit! Here's how:*
- Earn a 0.25 percentage point interest rate reduction—for the life of the loan—when your loan is first disbursed
- Earn a 0.50 percentage point interest rate reduction when you choose automatic debit of your payment from a checking or savings account
- Earn a 1 percentage point interest rate reduction—after your first on–time payment—with a one–time benefit reinstatement opportunity
- Earn a 3% loan credit after your first 36 on–time payments*
And, when you join Upromise®, you can use your Upromise rewards to help pay down balances automatically on your eligible Sallie Mae® serviced student loans by linking your Sallie Mae account to your Upromise account with Upromise Loan LinkSM! To learn more, or to join Upromise now, go to www.salliemae.com/upromise.
* Terms and conditions apply. The 6.75% interest rate assumes the borrower takes advantage of all available interest rate reductions. The automatic-debit benefit is available during active repayment for as long as the borrower's monthly payment is successfully deducted from his/her bank account. To qualify for the 1 percentage point interest rate reduction and the 3% loan credit, the borrower must sign up on Manage Your LoansSM, prior to the first payment due date, to receive account information by e-mail and make the required number of payments by the due dates as initially scheduled. The 1 percentage point interest rate reduction benefit continues during active repayment for as long as the borrower continues to pay as initially scheduled. Borrowers may take advantage of one of the following opportunities: (1) A borrower who has earned the benefit and makes a late payment can re-earn this interest rate reduction once by making 24 consecutive payments by the due dates as initially scheduled. (2) A borrower who fails to earn the interest rate reduction because of a late payment can re-qualify to earn the benefit once by making 24 consecutive payments and then earn the benefit by satisfying the original, remaining on-time payment requirements. Loan credit borrower benefits are based on the original principal loan amount (less cancellations, refunds and returns). Borrower benefits are effective for loans owned and serviced by Sallie Mae and first disbursed July 1,2007 through June30, 2008.
HOWEVER, PROPOSED CHANGES TO THE FEDERAL STUDENT LOAN PROGRAM COULD RESULT IN SALLIE MAE REDUCING BENEFIT OFFERINGS, INCLUDING ORIGINATION AND DEFAULT FEE PAYMENTS, FOR LOANS DISBURSED ON OR AFTER OCTOBER 1, 2007.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE LOAN PROGRAMS AT ANY TIME WITHOUT NOTICE.
AMS is a registered service mark of Academic Management Services Corp. Upromise is a registered service mark and Upromise Loan Link is a service mark of Upromise, Inc. Sallie Mae is a registered service mark and Manage Your Loans is a service mark of Sallie Mae, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc., are not sponsored by or agencies of the United States.
AMS's Signature Student Loan®
AMS is pleased to offer the Signature Student Loan - a popular, private education loan that allows you to borrow up to the full cost of your college education.
The Signature Student Loan features:
Competitive interest rates that reward creditworthiness
- No income requirement for students
- No payments while you’re in school and a six month grace period after you leave school1
- Eligibility for undergraduate, graduate and health professions student senrolled at least half time at an eligible community college, four- or five-year college or graduate or professions school
- International student eligibility with a cosigner (U.S. citizen or permanent resident) and applicable CIS documents
- Combined billing when you have multiple Sallie Mae-serviced student loans
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interested in a Signature Loan »
AMS Lender Code 900901
The MBA LOANS® Private LoanSM from AMS
If you've reached your federal loan limit, but still need money for graduate business school, consider an MBA LOANS Private Loan. This loan features:
- High approval rates.
- Eligibility for full-time, half-time and part-time students.
- Quick and easy online credit pre-approval and application with electronic signature.
- Credit-based interest rates and fees.
- No payments while you're in school1.
- A six-month repayment grace period after you graduate, leave school or drop to less than half-time enrollment1.
- Cosigner release option after the first 24 consecutive on-time monthly payments of principal and interest (subject to student borrower's credit history at that time)2.
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interested in an MBA Loan »
AMS Lender Code 900801
Federal Student Loan Consolidation
Thinking about consolidating student loans? Sallie Mae is the nation's #1 provider of student loans, including consolidation loans, with more than 10 million borrowers nationwide. By consolidating with Sallie Mae, you are choosing a company that leads the student loan industry with more than 30 years of experience, superior servicing, and exceptional student loan consolidation benefits including:
- Convenience of one monthly payment and, for most borrowers, the flexibility of a lower monthly payment.
- Complimentary Concierge Service - we will complete the application process for you - all you need to do is sign.
- Convenience of an online application and signature process.
- Availability of additional valuable borrower benefits such as 0.25 percentage point interest rate reduction with automatic debit of payments from a checking or savings account. After 36 on-time payments, receive an additional 1 percentage point interest rate reduction. Click here for details.
- Flexible repayment plans to fit your budget.
- Get the Facts - Learn if student loan consolidation is right for you.
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Lender Code 834072