AMS School Benefits
Welcome California State University - Long Beach Students and Families
AMS, a top national lender of FFELP and private loans, offers a wide range of options to pay for college.
At left are the loans/services AMS offers at your school. Please review the special borrower benefits by clicking on the loan links, and work with your school to select the loan combination that best meets your needs.
We are committed to making the process as easy as possible for you, so if you're not sure which loan is right for you, call AMS at (800) 891-4203.
The AMS® 0% Origination Fee Stafford Loan
When you choose the AMS 0% Origination Fee Stafford Loan, you may be eligible for an additional benefit that will lower your interest rate! Here's how:*
- 0% Default Fee
- Earn a 0.30 percentage point interest rate reduction when you choose automatic debit of your payment from a checking or savings account.
Please Note:
To apply for a AMS Stafford Loan at CSULB, you must first submit a Loan Request Form to the Office of Financial Aid for processing.
Once you have access to MyCSULB you can accept your loan and select AMS as your lender online. CSULB will then electronically transmit the data from your Loan Request Form to your loan guarantor and AMS. AMS will then contact you with a web address where you can electronically sign your loan application.
Once your application is signed, proceeds will be sent directly to CSULB on the date requested by the Financial Aid Office.
*Terms and conditions apply. AMS will pay the origination fee on your behalf for Stafford Loans guaranteed 2/1/08—6/30/08. A 0.30 percentage point interest rate reduction for paying by automatic debit is available during active repayment for as long as your monthly payment is successfully deducted from your bank account. Borrower benefits are effective for Stafford Loans owned by Sallie Mae and first disbursed 2/1/08—6/30/08 to borrowers.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE LOAN PROGRAMS AT ANY TIME WITHOUT NOTICE.
AMS is a registered service mark of Academic Management Services Corp. Upromise is a registered service mark and Upromise Loan Link is a service mark of Upromise, Inc. Sallie Mae is a registered service mark of Sallie Mae, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc., are not sponsored by or agencies of the United States.
The AMS® Parent PLUS Loan
When you choose AMS as your Parent PLUS lender you may be eligible to reduce your interest rate! Here's how:
- 0% Default Fee
- Earn a 0.70 percentage point interest rate reduction when you choose automatic debit of your payment from a checking or savings account.*
Please Note:
To apply for a AMS Parent PLUS Loan at CSULB, you must first submit a Loan Request Form to the Office of Financial Aid for processing.
Once you have access to MyCSULB you can accept your loan and select AMS as your lender online. CSULB will then electronically transmit the data from your Loan Request Form to your loan guarantor and AMS. AMS will then contact you with a web address where you can electronically sign your loan application.
Once your application is signed, proceeds will be sent directly to CSULB on the date requested by the Financial Aid Office.
* Terms and conditions apply. The automatic-debit is available during active repayment for as long as the borrower's monthly payment is successfully deducted from his/her bank account. Borrower benefits are effective for loans owned by Sallie Mae and first disbursed February 1, 2008 through June 30, 2009.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE LOAN PROGRAMS AT ANY TIME WITHOUT NOTICE.
AMS is a registered service mark of Academic Management Services Corp. Upromise is a registered service mark and Upromise Loan Link is a service mark of Upromise, Inc. Sallie Mae is a registered service mark of Sallie Mae, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc., are not sponsered by or agencies of the United States.
The AMS® Graduate PLUS Loan
When you choose AMS as your GradPLUS lender, you may be eligible for additional benefits that will lower your interest rate, and let you earn a 1% loan credit! Here's how:*
- 0% Default Fee
- Earn a 0.70 percentage point interest rate reduction when you choose automatic debit of your payment from a checking or savings account.
- Earn a 1% loan credit after your first 12 on–time payments.*
Please Note:
To apply for a AMS Graduate PLUS Loan at CSULB, you must first submit a Loan Request Form to the Office of Financial Aid for processing.
Once you have access to MyCSULB you can accept your loan and select AMS as your lender online. CSULB will then electronically transmit the data from your Loan Request Form to your loan guarantor and AMS. AMS will then contact you with a web address where you can electronically sign your loan application.
Once your application is signed, proceeds will be sent directly to CSULB on the date requested by the Financial Aid Office.
* Terms and conditions apply. The automatic-debit benefit is available during active repayment for as long as the borrower's monthly payment is successfully deducted from his/her bank account. To qualify for the 1% loan credit, the borrower must sign up to receive account information by e-mail, prior to the first payment due date, and make the required number of payments by the due dates as initially scheduled. Borrowers may take advantage of one of the following opportunities: (1) A borrower who has earned the benefit and makes a late payment can re-earn this interest rate reduction once by making 24 consecutive payments by the due dates as initially scheduled. (2) A borrower who fails to earn the interest rate reduction because of a late payment can re-qualify to earn the benefit once by making 24 consecutive payments and then earn the benefit by satisfying the original, remaining on-time payment requirements. Loan credit borrower benefits are based on the original principal loan amount (less cancellations, refunds and returns). Borrower benefits are effective for loans owned by Sallie Mae and first disbursed February 1,2008 through June30, 2009.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE LOAN PROGRAMS AT ANY TIME WITHOUT NOTICE.
AMS is a registered service mark of Academic Management Services Corp. Upromise is a registered service mark and Upromise Loan Link is a service mark of Upromise, Inc. Sallie Mae is a registered service mark of Sallie Mae, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc., are not sponsored by or agencies of the United States.