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Education Loans

Need money for college?

Get the financing you need with AMS! We offer a variety of federal and private loans that can help you finance your college education. These loans may include money-saving borrower benefits, affordable interest rates and flexible repayment terms.

Need help getting started?

Just begin by following our simple steps to paying for college:

  1. Research available scholarships and other sources of "free" money.
  2. If you need to borrow money to cover college costs, apply for federal loans first. These loans often have lower interest rates and more flexible repayment options.
  3. If you've exhausted your federal loan options and you still need additional financing, consider a private loan to fill the funding gap.

Federal Loans from AMS

These loans are guaranteed by the federal government and carry a fixed interest rate (as of July 1, 2006). And when you borrow through AMS, you may be eligible to earn a borrower benefit that will save you money during repayment!

Stafford Loan For Undergraduate and Graduate Students
Parent PLUS Loan For Parents of Undergraduate Students
Graduate PLUS Loan For Graduate and Professional Students

Private Loans from AMS

Private loans - also called "alternative loans" - can help when federal loans, scholarships, grants and work-study programs don't meet the cost of college attendance.

If you're not sure which loan is best for you, give us a call at
(800) 891-4203. Our AMS consultants will be happy to assist you.