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Federal Graduate PLUS Loan

Federal GradPLUS Borrower Benefits

When your graduate and professional students choose AMS as their lender, they may qualify for the following:

  • Interest Rate Reduction
    Students receive a 0.25 percentage point interest rate reduction when they sign up to make their monthly payments by automatic debit!*

    SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE LOAN PROGRAMS AT ANY TIME WITHOUT NOTICE. APPLICANTS SHOULD CHECK THE SALLIE MAE WEB SITE CLOSE TO THEIR LOAN DISBURSEMENT DATE TO OBTAIN THE MOST UP-TO-DATE INFORMATION REGARDING LOAN PROGRAMS, INCLUDING BORROWER BENEFITS.

    *Subject to the above, benefit is available on loans guaranteed 6/9/08–6/30/09 and serviced by Sallie Mae throughout repayment. Terms and conditions apply. A 0.25 percentage point interest rate reduction for paying by automatic debit is available during active repayment for as long as the borrower's monthly payment is successfully deducted from his/her bank account.

  • Upromise Loan Link
    Student borrowers who enroll in Upromise® can link their eligible Sallie Mae loan account to their Upromise account and designate a percentage of the rewards earned through Upromise to help pay down their student loan balances.** Visit www.salliemae.com/upromise for more information.

    **Access to Upromise is not limited to AMS or Sallie Mae customers. Terms and conditions apply.